Sell Your House Without a Realtor in South Carolina

The traditional 6% real estate commission can cost you $12,000-$30,000 or more on a typical South Carolina home sale. It's no wonder many homeowners look for alternatives. If you want to sell your house without a realtor in SC, here are your real options — with honest pros and cons for each.

Option 1: For Sale By Owner (FSBO)

FSBO means you handle everything yourself: pricing, marketing, showings, negotiations, and paperwork.

Pros

• Save the listing agent's 3% commission
• Full control over pricing, showings, and negotiations
• No agent pressuring you to accept low offers

Cons

• You may still need to offer 2.5-3% to the buyer's agent (most buyers have agents)
• Homes sold FSBO sell for an average of 13% less than agent-listed homes (NAR data)
• You handle all legal paperwork — SC requires a real estate attorney for closing, which helps, but you're still navigating contracts, disclosures, and negotiations alone
• Marketing reach is limited — you won't be on MLS unless you pay a flat-fee service ($200-500)
• Time commitment: expect 20-40 hours of work per month between showings, inquiries, and negotiations

Best for:

Homes in hot markets (Lexington, Greenville, Rock Hill) where buyer demand is high and you have time to manage the process.

Option 2: Sell to a Cash Home Buyer

Companies like Campos Property Solutions buy your house directly for cash. No listing, no showings, no waiting.

Pros

• Zero commissions AND zero closing costs — truly no fees
• Sell as-is — no repairs, cleaning, or staging
• Close in 7-30 days instead of 3-6 months
• No showings, no strangers walking through your home
• Guaranteed closing — no financing contingencies that can fall through
• We handle all paperwork

Cons

• The offer price is below full retail market value (we're investors who need to renovate and resell)
• You trade maximum price for speed, convenience, and certainty

Best for:

Homeowners who need speed, have houses that need repairs, are in difficult situations (foreclosure, divorce, inheritance), or simply value their time over squeezing out every last dollar.

Option 3: Flat-Fee MLS Listing

Pay $200-500 to a flat-fee service to get your home listed on MLS without a full-service agent.

Pros

• Your home appears on Zillow, Realtor.com, and all MLS-connected sites
• Save the listing agent's 3% commission
• Broader reach than pure FSBO

Cons

• You still handle showings, negotiations, and most paperwork
• Still typically pay 2.5-3% buyer's agent commission
• Minimal support — you're mostly on your own

Option 4: iBuyers

Companies like Opendoor or Offerpad use algorithms to make instant offers on homes in select markets.

Pros

• Quick, algorithm-based offer
• Streamlined process with less hassle than traditional sales

Cons

• Service fees typically 5-8% (sometimes MORE than agent commissions)
• Very selective — they only buy homes in certain condition ranges and neighborhoods
• Limited SC coverage — most iBuyers focus on larger metro areas like Charleston and Greenville
• Offers can be revised down after inspection

The Real Math: Commission Savings vs. Net Proceeds

Let's say your home is worth $250,000 in Columbia, SC:

Traditional sale with agent:

• Sale price: $250,000
• Agent commissions (6%): -$15,000
• Closing costs (2%): -$5,000
• Repairs to list (est.): -$8,000
• Net: $222,000 (after 3-6 months)

Cash buyer (Campos Property Solutions):

• Cash offer: ~$200,000-$215,000
• Commissions: $0
• Closing costs: $0
• Repairs: $0
• Net: $200,000-$215,000 (in 7-30 days)

The gap is often much smaller than people expect, especially when you factor in carrying costs (mortgage payments, insurance, utilities) during those 3-6 months of waiting for a traditional sale.

SC Legal Requirements for Selling Without an Agent

South Carolina requires:

• A real estate attorney must be involved in every closing (this protects you)
• Seller's disclosure — you must complete the SC Residential Property Condition Disclosure Statement
• Lead paint disclosure — required for homes built before 1978
• Clear title — a title search and title insurance are standard

Which Option Is Right for You?

There's no single right answer — it depends on your priorities:

• Maximum price, have time: FSBO or flat-fee MLS
• Speed + convenience, any condition: Cash buyer
• Somewhere in between: Discount broker or iBuyer

Want to see what a no-fee cash offer looks like for your home? Call Campos Property Solutions at 803-307-4860 — no obligation, and you can always compare our offer to other options.